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The Southwest® Rapid Rewards® Performance Business Credit Card (see rates and fees) presently gives an unimaginable 120,000 bonus Southwest factors after spending $10,000 on purchases inside the first three months from account opening.
We’ve by no means seen a better supply for this card. It’s not unrealistic to have the ability to guide $1,500 in Southwest flights with this bonus, and you’ll double that worth if you happen to earn a Southwest Companion Pass (extra particulars on that under).
Here’s what it is advisable find out about one of many best welcome bonuses in the marketplace.
How to get a companion cross for 2 years
The Southwest Companion Pass is a contender for the only greatest deal in journey. When you earn it, you may deliver alongside a journey buddy each single time you fly Southwest for simply the price of taxes and charges.
How to earn the Southwest Companion Pass
To earn the Companion Pass, you need to accrue a whopping 135,000 qualifying Southwest factors in a calendar 12 months. That’s sometimes a problem—however with the present Southwest Performance Business Card bonus, you may earn it robotically after incomes the cardboard’s intro supply. Here’s why:
- The 120,000 bonus factors qualify for the Companion Pass.
- The factors you earn from the $10,000 you may spend to earn the bonus qualify for the Companion Pass.
- The card comes with an annual 10,000-point increase towards the Companion Pass (although be aware that these factors are usually not redeemable for flights).
You’ll have no less than 140,000 Southwest-qualifying factors by the point you obtain the bonus. Keep in thoughts, you want 135,000 qualifying factors in a calendar 12 months.
How to time the Southwest Companion Pass for optimum worth
The Companion Pass is legitimate for the rest of the 12 months you earn it, in addition to the next calendar 12 months. In different phrases, the sooner within the 12 months you earn it, the longer you should utilize it.
For instance, if you happen to open the Southwest Performance Business Card in October, you may strategically end assembly your minimal spending requirement in January (close to the top of your three-month window). This will make sure that your 120,000-point bonus posts to your account in 2026—supplying you with almost two full years to make use of the Companion Pass.
One caveat with this tactic: Any minimal spending that posts in 2025 won’t rely towards the Companion Pass in 2026. Depending on how a lot you’ve got spent towards the spending requirement in 2025, you’ll have to earn extra factors earlier than receiving the Companion Pass in 2026.
Make probably the most of your subsequent journey with considered one of these prime journey bank cards
Offers on this part are from affiliate companions and chosen primarily based on a mixture of engagement, product relevance, compensation, and constant availability.
How to qualify for this card
Before submitting an software, be sure to meet the next necessities:
- Chase 5/24 rule: If you’ve got opened five or more credit cards from any financial institution (excluding most small enterprise bank cards), you are not eligible to open the Southwest Performance Business Card.
- Southwest bank card supply guidelines: You’re not eligible for this welcome bonus if you happen to presently maintain the Southwest Performance Business Card or have acquired its welcome bonus inside the final 24 months.
- Small enterprise proprietor: This card is just for enterprise homeowners. That stated, if you happen to drive for Uber, personal an Etsy store, or ship with DoorDash, you might qualify for a business card.
Offsetting Southwest’s unfavourable adjustments
Southwest’s whole operations are beneath the knife because the airline performs some elective surgical procedure on its insurance policies and in style Rapid Rewards program—the result of which has acquired blended evaluations (to place issues delicately). But with the Southwest Performance Business Card, you may offset lots of the unfavourable adjustments.
For instance, Southwest eradicated its coverage of two free checked luggage per particular person. Fortunately, this card gives the primary checked bag free for you and as much as eight passengers on the identical reservation.
Also, starting January 27, 2026, Southwest will now not supply open seating. Cardholders will get group 5 boarding, which means you may nonetheless have loads of overhead bin area to select from. You’ll additionally get the flexibility to pick a Preferred or Standard seat on the time of reserving—and it even permits you to improve to an Extra Legroom seat 48 hours previous to departure (if obtainable) for you and as much as eight companions on the identical reservation.
Again, this softens the blow of Southwest’s transformation, supplying you with a style of how issues as soon as have been.
The card additionally comes with useful perks like 9,000 Southwest factors after every account anniversary, 25% again on inflight purchases, and as much as $120 in Global Entry, TSA PreCheck®, or NEXUS payment credit score (nice for dashing by airport safety).
All to say, the Southwest Priority Card is value a lot, way more than its present 120,000-point bonus.
Other playing cards that earn Southwest factors (not directly)
The Chase Sapphire Preferred® Card packs a punch for a $95 annual payment card, providing annual journey credit, complete journey protections and extra.
- You can switch rewards to all of Chase’s journey companions together with World of Hyatt, Southwest Rapid Rewards and plenty of extra
- Long record of journey and buying protections
- $50 annual Chase Travel lodge credit score
- Has an annual payment
- Requires a excessive credit score rating
Highlights
Highlights proven listed below are supplied by the issuer and haven’t been reviewed by CNBC Select’s editorial employees.
- Earn 75,000 bonus factors after you spend $5,000 on purchases within the first 3 months from account opening.
- Enjoy benefits equivalent to 5x on journey bought by Chase TravelSM, 3x on eating, choose streaming companies and on-line groceries, 2x on all different journey purchases, 1x on all different purchases
- Earn as much as $50 in assertion credit every account anniversary 12 months for lodge stays by Chase TravelSM
- 10% anniversary factors increase – every account anniversary you may earn bonus factors equal to 10% of your complete purchases made the earlier 12 months.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and extra.
- Complimentary SprintPass which unlocks $0 supply charges & decrease service charges for a min. of 1 12 months if you activate by 12/31/27. Plus, a $10 promo every month on non-restaurant orders.
- Member FDIC
Balance switch payment
Either $5 or 5% of the quantity of every switch, whichever is larger
The Chase Sapphire Reserve for Business brings over $2,500 in worth to enterprise homeowners who worth journey and premium experiences
- $400 in annual assertion credit on purchases made instantly with ZipRecruiter.
- $300 annual journey credit score every anniversary 12 months
- $120 Global Entry, TSA Precheck or Nexus payment credit score each 4 years
- Access to 1,300+ airport lounges worldwide together with your complimentary Priority PassTM Select membership, together with Sapphire Lounge by The Club areas with two complimentary friends
- Can switch rewards to all of Chase’s 14 journey companions
- IHG One Rewards Platinum Elite standing by 12/31/27
- Comprehensive suite of journey and buy protections
- High annual payment
- Significant worth tied to assertion credit
- Requires a excessive credit score rating
Highlights
Highlights proven listed below are supplied by the issuer and haven’t been reviewed by CNBC Select’s editorial employees.
- Earn 200,000 bonus factors after you spend $30,000 on purchases in your first 6 months from account opening and with greater than $2,500 in annual worth, there is no competitors.
- Earn 8x factors on Chase TravelSM for airline tickets, accommodations, together with The EditSM, automotive leases, cruises, actions and excursions.
- Earn 5x complete factors on Lyft rides by 9/30/27.
- Earn 4x factors on flights & accommodations booked direct.
- Earn 3x factors on social media & search engine promoting.
- Get probably the most versatile journey credit score in comparison with another card, with as much as $300 in assertion credit every anniversary 12 months on journey purchases.
- Enjoy complimentary entry to the Chase Sapphire Lounge® by The Club community and Priority PassTM Select membership. Two friends might accompany the Primary Cardmember to the lounges freed from cost.
- Member FDIC
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